Despite your desires, you put your aging loved one in a nursing home. Recently, you noticed signs of abuse, only the abuse is financial rather than physical. Are your concerns valid?

To help you understand your situation, look at Money Crashers‘ list of common signs of elder financial abuse.

Sudden shifts in mood

Have you felt like your loved one is a different person when you visit or talk on the phone? An unexplained shift in mood or demeanor may point to abuse. Other changes to investigate include odd social habits and spending.

Missed bill payments

Past due bill notices for elderly individuals who normally pay bills in full and on time may indicate financial abuse. On the other hand, your loved one may display signs of the beginnings of mental incapacitation. Either way, look into the matter.

Missing items

When you visit your loved one, do you notice missing items? The answer may be as simple as a misplaced belonging, but maybe the nursing home has a thief within its staff.

The opposite, noticing items that your loved one would never buy, also indicates possible financial abuse. A financial abuser may use your parent or another vulnerable loved one to foot the bill for the new items.

Odd credit card use

Rather than new personal possessions, you may note unusual spending on your loved one’s credit card or debit card statements. Look for cash advances and odd cash withdrawals, and see if your loved one added a new authorized user whose name you do not recognize to an account.

Not all elderly abuse deals with bruises, cuts and broken bones. Thankfully, you can help your parent or relative avoid financial abuse.